https://blog.huoke.me/tags/%E4%BF%A1%E7%94%A8%E5%BB%BA%E8%AE%BE/Recent content in 信用建设 on Huoke.Me - 跨境生活，从理财开始！HugocnFri, 24 Apr 2026 10:00:00 +0800https://blog.huoke.me/posts/amex-green/Thu, 24 Jul 2025 00:00:00 +0800https://blog.huoke.me/posts/amex-green/<blockquote> <p>🎯 <strong>Amex Green</strong> — 年费 $150，开卡 <strong>40K MR 点数</strong>，含 <strong>$100 Loungebuddy + $189 Clear</strong> 报销，旅行消费 <strong>3x MR</strong>，无外币手续费。</p></blockquote> <p><img src="https://blog.huoke.me/images/amex-green/amex-green-logo.svg" alt="Amex Green" loading="lazy" decoding="async"> </p> <hr> <h2 id="基本信息">基本信息</h2> <table> <thead> <tr> <th>项目</th> <th>详情</th> </tr> </thead> <tbody> <tr> <td>当前开卡奖励</td> <td><strong>40,000 MR 点数</strong>，6 月内消费 $3,000</td> </tr> <tr> <td>历史最高</td> <td>60K MR + $200</td> </tr> <tr> <td>年费</td> <td><strong>$150</strong>（第一年不免）</td> </tr> <tr> <td>申请条件</td> <td>护照或 SSN/ITIN，信用 3–6 个月</td> </tr> <tr> <td>推荐奖励</td> <td>每位好友 10K–15K MR，年上限 55K</td> </tr> <tr> <td>外币手续费</td> <td><strong>无</strong></td> </tr> </tbody> </table> <blockquote class="hint-info"> <strong>Amex Green 优势</strong> — Charge 卡不占 Amex 90 天 2 卡限制，可以与其他 Amex 信用卡同时持有。 </blockquote> <hr> <h2 id="核心福利">核心福利</h2> <p><img src="https://blog.huoke.me/images/amex-green/amex-green-features.svg" alt="Amex Green 福利" loading="lazy" decoding="async"> </p> <table> <thead> <tr> <th>福利</th> <th>价值</th> <th>说明</th> </tr> </thead> <tbody> <tr> <td>🛋️ <strong>Loungebuddy 报销</strong></td> <td><strong>$100/年</strong></td> <td>无需注册，自动抵扣</td> </tr> <tr> <td>✈️ <strong>Clear+ 快速通道</strong></td> <td><strong>$189/年</strong></td> <td>自动报销</td> </tr> <tr> <td>🛡️ <strong>航班延误险</strong></td> <td>最高 <strong>$300</strong></td> <td>延误超 12 小时含餐饮住宿</td> </tr> <tr> <td>🌱 环保卡片</td> <td>—</td> <td>可回收材料</td> </tr> <tr> <td>👥 无限免费附属卡</td> <td>—</td> <td>可帮朋友建信用</td> </tr> </tbody> </table> <h3 id="消费返点">消费返点</h3> <table> <thead> <tr> <th>类别</th> <th>返点</th> </tr> </thead> <tbody> <tr> <td>🍔 <strong>餐饮</strong></td> <td><strong>3x MR</strong></td> </tr> <tr> <td>✈️ <strong>旅行</strong></td> <td><strong>3x MR</strong></td> </tr> <tr> <td>💳 其他</td> <td>1x MR</td> </tr> </tbody> </table> <blockquote> <p>💡 日本旅行 Suica 充值可触发 3x MR 点数</p>